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How to Pay for a Master’s Degree in Education

Teachers everywhere understand that more education leads to greater opportunity. The main challenge to students pursuing higher education is not motivation but how to afford tuition. However, there are TEACH Grant eligible programs that can help you find an affordable master's in education. One of the most exciting things about these programs is that you will be able to continue working while earning your degree online.

What is a TEACH Grant?

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides up to $3,764 per year (for grants between Oct. 1, 2019 and Oct. 1, 2020) in grants for graduate students who agree to teach full-time in high-need subject areas for at least four years at schools that serve students from low-income families. There are many TEACH Grant eligible programs throughout the United States making it easier for a teacher to earn an affordable master's in education.

Who is eligible for a TEACH Grant?

To receive a TEACH Grant, you must

  • Meet basic eligibility criteria for federal student aid programs.
  • Complete a Free Application for Federal Student Aid (FAFSA).
  • Be enrolled as a graduate student in a program that is TEACH Grant eligible.
  • Meet certain academic achievement requirements.
  • Receive TEACH Grant counseling that explains the terms and conditions of the TEACH Grant service obligation. You must complete counseling for each year when you receive a TEACH Grant.
  • Sign a TEACH Grant Agreement to Serve.

If you find you are eligible, you could be on your way to a more affordable master's in education.

What do I have to do to make sure I don't have to pay back the loan?

To avoid repaying the TEACH Grant with interest you must be a highly qualified, full-time teacher in a high-need subject area for at least four years at a school serving low-income students. You must complete the four years of teaching within eight years of finishing the program for which you received the grant.

What is considered high need?

High-need fields include

  • Bilingual and English language learner education
  • Foreign languages
  • Mathematics
  • Reading specialist
  • Science
  • Special education

Becoming a teacher with an advanced degree may offer you more opportunities than you currently available to you. If you are currently in a master's degree program for education, you may want to contact your school's financial aid office to see if you are eligible for a more affordable master's in education. TEACH Grant eligible programs are more common than you may think, and they offer great opportunities to work toward an advanced degree without requiring student debt.

Learn about the LSUS online M.Ed. Curriculum and Instruction: Reading & Literacy program.


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